House Plan - Building your own home (either yourself or by hiring a general contractor) is a rewarding - yet challenging - experience. Before you decide to go this way, you need a clear picture of what type of home you want. Do you need a two story or one? What about an attached garage? How many beds and baths will be sufficient for the size of your family? Keep detailed notes during your planning stage.

Once you've gathered all the necessary details, decide if you want to build it yourself, act as general contractor, or hire someone to manage the project.

As the manager, your biggest responsibility is hiring the subcontractors who will do the work. Do you know someone that recently had work performed on their house? Who did they use? Was it done on time and within budget? Would they use them again.

Drive around neighborhoods you like and find out who's building the houses. If you have dealt with subcontractors in the past (and you trust their opinion), get recommendations from them. If your carpenter recommends an electrician he works with frequently, that's a solid lead.

House Plan - So you have decided to build your own home. Although it can be very rewarding, you must be ready - financially and emotionally - to deal with the myriad or problems that will occur. And if you are going to actually do the work yourself instead of acting as general contractor, you must have time, determination, and tons of patience.

Just dealing with local building inspectors can be maddening. Answer this question; If a building inspector is actually good enough to build a home, then why doesn't he/she do that for a living instead of inspecting them? There is a far greater profit potential to building verses inspecting. So you will be up against ridiculous and unnecessary change requests from inspectors that know less about the project than you. In some cases, a lot less.

I personally witnessed one inspector that demanded all screws be removed from a new deck and replaced with nails. Now really, how much sense does that make, especially when every other deck in the area was built with screws and passed final inspection. Unreal. If you can't handle this type of lunar logic, then find someone that can.

Don't count on anybody to do their job right. Just because an architect has a nice office and a good reputation doesn't mean the drawings will be done properly. The contractor that comes highly recommended might end up ripping you off with shoddy work. You absolutely must stay on top of the entire home building project to prevent losing money or getting a house that you hate. It's amazing how many contractors can't even read a simple set of blueprints. And don't let them talk you into changing something unless you really want the change. In some cases, the contractor is simply trying to swap cheaper materials to increase the profit margin.

Get a firm estimate, put everything in a contract, and hold everybody to it. Don't allow excessive monetary draws. While it's customary to have an initial draw, make sure it's for actual building expenses and not some kind of "fee" to get work started. Every dime should go towards actually building the house. While material costs vary, and there is usually a clause in the contract that allows for this, don't fall for the "I'm not making any money on this project" scam three quarters of the way through. Unless you have made changes to the original plan that increase the cost, or supplies go up more than anticipated, don't pay any more than stated in the contract. Pay a dollar for a dollar, nothing more, nothing less. If you have been keeping the draws under control you can fire the contractor if necessary and find someone else. Remember that it's your house, your money, and you are the boss.